Choose a Plan

Kaiser Permanente offers health insurance plans aimed at meeting your needs. For details regarding coverage, click on each plan for a description of the Plan Highlights. You will need Adobe Acrobat Reader to download these files.

2019 California: Plans for Individuals and Families

There are fourteen different options for Kaiser California Insurance, for Group Insurance and Individual Insurance; including Copayment, Deductible, and Deductible with HSA Plans. The list of Kaiser Permanente California plans consist of:

Copayment PlansView Plan Benefits

  • $25 Copayment
  • $40 Copayment
  • $50 Copayment

Deductible PlansView Plan Benefits

  • $20/$500 Deductible
  • $25/$1000 Deductible
  • $30/$1500 Deductible
  • $40/$2000 Deductible
  • $40/$3000 Deductible
  • $50/$5000 Deductible

Deductible Plans with HSAView Plan Benefits

  • $0/$1500 Deductible with HSA
  • $0/$2700 Deductible with HSA
  • $30/$2700 Deductible with HSA
  • $40/$4000 Deductible with HSA

Dental PlansView Plan Benefits

2019 California: Plans for Self-Employed and Small Business

If you have a business in need of group health insurance, you should consider Kaiser health insurance. California businesses are turning to the nation's leading HMO for their group health plans more and more, because of the wide range of choices that are available. There are numerous plan options, including HSAs, HRAs and PPO Plans.

Copayment PlansView Plan Benefits

Copayment plans have set costs for care and enable you to know in advance your out-of-pocket costs for prescriptions or visits to the doctor, etc. With our copyament plans, you have a higher monthly premium than with a deductible plan, but you pay a fixed copayment for most services from your first day of coverage.

  • $5 Copayment
  • $15 Copayment
  • $20 Copayment
  • $30 Copayment
  • $50 Copayment

Deductible PlansView Plan Benefits

With a deductable plan, your monthly charges are lower, but you're responsible for meeting a deductible before you're eligible to pay copayments or coinsurance for most care. However, you do not have to pay a deductible for certain preventive care services and some other services. These are available for a copayment from your first day of coverage.

  • $30/1000 Deductible
  • $30/1500 Deductible
  • $40/2000 Deductible
  • $40/3000 Deductible

Deductible Plans with HSA option (Health Savings Account)View Plan Benefits

If you enroll in an HSA-qualified deductible plan and open a health savings account, or HSA, you can save money, on a tax-free basis, for current and future qualified medical expenses. When you put money in your HSA, your contributions can be subtracted from your taxable income, your invested funds can grow tax free when used to pay for qualified medical expenses.

  • $0/2019 Deductible with HSA
  • $0/2700 Deductible with HSA
  • $30/3000 Deductible with HSA

Deductible Plans with HRA option (Health Reimbursement Arrangement)View Plan Benefits

Deductible plans with affordable monthly premiums plus an employer-funded account employees can use tax free for covered medical expenses. HRA offers tax benefits for the employer while encouraging employee retention.

  • $30/1500 Deductible with HRA
  • $30/2500 Deductible with HRA

PPO PlanView Plan Benefits

Kaiser Permanente now offers a $40/$1000 PPO Plan, which gives employees the ability to chose care from a contracted provider network or from any other licensed nonparticipating provider. PPO is available within the multi-plan offering and is a great solution for employees who have an existing relatinship with a community provider or living outside the Kaiser permanente service area.

  • $40/$1000 PPO Plan
  • $40/$2500 PPO Plan

35 Point of Service PlanView Plan Benefits

The POS Plans give your employees the opportunity once a year to select the option that best suits their needs. They can select the HMO option as their complete coverage , or select the Point-of-Service option that includes the HMO (Kaiser Permanente Plan Providers), along with the ability to see outside providers. NOTE: This plan may only be offered as part of a multiple plan offering (3+ employees)

Dental PlansView Plan Benefits

Group Dental insurance plans administered by Delta Dental.

  • Fee for Service
  • DeltaCare Dental HMO
  • PPO

Chiropractic and AcupunctureView Plan Benefits

  • $15/20 Visit

Kaiser California Service Areas

Health insurance plans are available for cities throughout Kaiser Northern California and Kaiser Southern California. The Kaiser Insurance CA service areas include Alameda, Amador, Contra Costa, El Dorado, Fresno, Imperial, Kern, Kings, Los Angeles, Madera, Marin, Mariposa, Napa, Placer, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Sutter, Tulare, Ventura, Yolo and Yuba counties.

2235 Sara Way
Carlsbad, CA 92008


(800) 915-0501
(760) 720-0007


(888) 436-4342

Insurance Broker

Stephen Masula
License Number # 0589948